We build the software and APIs. You build the brand.
Arnixy is a B2B fintech technology company. We don't sell directly to end customers — we build the software panel and API infrastructure that software companies, developers and distributors resell under their own name.
Getting fintech-licensed isn't the hard part. Building it twice for every client is.
Every software company, distributor and developer we talk to wants to offer AEPS, bill payments or account opening inside their own product — but building direct integrations with banking correspondent networks, BBPS billers and insurers from scratch takes months and a compliance team most businesses don't have. Arnixy's job is to have already done that work, and hand it back as one API and one white-label panel.
That means our product decisions are reseller-first: clean documentation, sandbox access from day one, and a panel that's ready to put your logo on — not a half-finished integration you have to babysit.
POST /v2/auth/token
{
"client_id": "your_business",
"scope": "aeps,billpay,pan,insurance"
}
// one key, every service below
{ "access_token": "ax_live_••••" }Four things our platform is built around
Reliability over features
An API that fails costs a reseller their end customer's trust. We'd rather ship fewer services that always respond correctly.
Instant settlement
Margin lands in a reseller's wallet the moment a transaction clears — not at month-end.
Documentation that's actually current
API docs, sandbox keys and Postman collections stay in sync with what's live — no chasing a support ticket to unblock an integration.
Compliance by default
Every service runs on licensed banking correspondent and BBPS rails — resellers never have to think about it.
From a single API endpoint to a full B2B resale platform
Arnixy began by solving one problem: making Aadhaar-enabled cash withdrawal simple to integrate through a single, reliable API.
Bill payments, recharges and PAN services were added as reseller partners kept asking for one more integration they wouldn't have to build themselves.
A ready white-label software panel opened the platform to resellers who wanted to launch fast without writing a single API call.
A B2B network of software companies, developers and distributors, integrating our APIs or reselling our panel every day.
Put a full fintech services stack behind every business that wants to resell one.
We measure ourselves less by the number of services we ship, and more by how many API calls succeed on the first try — because that's what keeps a reseller's own customers coming back.
Want to build with us?
Whether you're integrating one API or planning a full white-label rollout, our team can walk you through it.